Whether you use your car to do a lot of long-distance traveling or simply transport yourself back and forth to work, you need towing coverage. Towing protection is there to help you out in a jam so that you're able to get your car safely to the mechanic or back home when you find yourself on the side of the road. If you are currently in the process of getting a new insurance policy but are still on the fence about including towing protection in your bundle, take a look at these important reasons why you should definitely take the leap and add towing assistance today.
There Could Be A Waiting Period
It's always best to add towing protection to your policy at the moment you purchase it because there could be a waiting period. Some people believe that they can add towing at any time in the future and use it right away but this is often not the case. Your insurance company could have a 30-day waiting period policy and if you don't get the coverage from the very start you might be in for a rude awakening later on.
Imagine riding along the highway on your way to an important meeting when you suddenly hear one of your tires pop. You don't have a spare and are too far away from a gas station or tire shop to get help. You call your insurer and try to purchase towing protection and are told that although you can add the coverage you won't be able to take advantage of it for 30 days. If you don't have much cash to spare you could find yourself stuck because you just can't afford to pay the full price for a tow truck straight out-of-pocket.
Towing Coverage Is Worth The Price
It most likely won't cost very much to include towing protection with your insurance policy. Some insurers allow policyholders to get the coverage for mere pennies a day. It's a small price to pay for the peace of mind that comes with knowing that you can get towing assistance and won't have to shell out a lump sum of money when you actually have other pressing financial responsibilities that need to be taken care of.
The best time to add towing coverage to your insurance policy is right now. When you talk with your agent let them know that you want towing protection right away.
My father had a pickup truck as I was growing up, and I loved riding in it. When I was finally old enough to drive, I found a great deal on a compact car that was too good to pass up on my part-time job budget. When I finally made enough cash to trade in my car for a pickup truck, I was excited to drive that baby around town. I went driving out in the country immediately to see what my new truck could do, but I got into trouble fast and got stuck in the mud. A tow truck was able to get me out, but my friends never forgot about that day and still tease me about it. I wanted to make a blog to share my automobile tips and what I have learned about tow trucks since then. I hope you enjoy my posts!